
The steps you take in the minutes and days after a car accident can make or break a future claim. Here is what to do.
At the scene
- Check for injuries and move to safety; call 911.
- Photograph vehicles, damage, the road, and any injuries.
- Exchange names, insurance, and contact info; get witness details.
- Get a copy of (or the number for) the police report.

In the days after
- See a doctor even if you feel fine — some injuries surface later and create a medical record.
- Notify your insurer, but be careful giving recorded statements to the other driver's adjuster.
- Keep all bills, receipts, and a symptom journal.

Before you accept a settlement
Early offers are often low. Estimate your claim with our settlement estimator and consider a free consultation with a personal injury lawyer — most work on contingency.
Video: A Closer Look
Third-party video for general background. It is not legal advice or an endorsement.
Talk to a Personal Injury attorney near you
This guide is general information, not legal advice. For help with your specific situation, connect with a licensed attorney — many offer a free first consultation.
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