Consumer Credit Counseling Services

American Consumer Credit Counseling (ACCC) is a nonprofit credit counseling agency established in 1991. The organization is dedicated to helping individuals and families achieve financial stability and overcome debt-related challenges. ACCC provides a range of services, including free credit counseling, debt management programs (DMPs), debt consolidation, and debt settlement. Additionally, the agency offers specialized counseling for bankruptcy, housing needs, and student loans, alongside comprehensive financial education resources.

With a nationwide presence and licensing in all 50 states, ACCC serves clients across the United States. Since its founding, the organization has assisted over two million consumers, facilitating the repayment of more than $4 billion in unsecured debt. ACCC maintains a Better Business Bureau A+ Rating and is recognized as a COA Accredited Nonprofit Organization, employing NFCC-Certified Credit Counselors. Multilingual support is available in English and Spanish to accommodate diverse client needs. While free credit counseling sessions are offered, fees may apply for debt management plan services, with potential waivers or reductions based on state regulations or financial hardship.