J.D. Graham Attorney at Law — attorney in Effingham, IL

J.D. Graham Attorney at Law

Verified

Bankruptcy attorney

304 E Jefferson Ave Ste D, Effingham, IL 62401, United States

Information last updated

Practice Areas

About J.D. Graham Attorney at Law

J.D. Graham Attorney at Law is a law firm that focuses exclusively on bankruptcy law, serving individuals, families, and businesses throughout Southern Illinois. The firm was established in 1993 by J.D. Graham, who has over 32 years of experience in the field.

The firm's practice areas include:

  • Debt Repayment - Chapter 13
  • Debt Elimination - Chapter 7
  • Farmer Bankruptcy - Chapter 12
  • Small Business Bankruptcy - Chapter 11, Subchapter V

J.D. Graham has assisted more than 14,000 people in Illinois, helping to eliminate over $250,000,000 in debt. He is licensed with the State of Illinois Bar Association, the United States Bankruptcy Court for the Southern District of Illinois, and the United States Federal Court for the Southern District of Illinois. He is also a member of the National Association of Consumer Bankruptcy Attorneys (NACBA). The firm provides free initial consultations to discuss the bankruptcy process and associated costs.

From the firm’s website

Attorneys
  • J.D. Graham
Services listed
Debt Repayment - Chapter 13, Debt Elimination - Chapter 7, Farmer Bankruptcy - Chapter 12, Small Business Bankruptcy - Chapter 11, Subchapter V
Founded
1993
Consultations
Free initial consultation
Fees
You will get a detailed step-by-step break down of how the process works and your total cost to file.
Offices
  • 4140 Broadway Mt. Vernon, IL 62864
  • 1 Eagle Center, Suite #3A O'Fallon, IL 62269
  • 4501 W DeYoung Street, Suite 208 Marion, IL 62959
  • 522 N. Main Street Carrollton, IL 62016
  • 429 S Blanche Street, Suite 2A Mounds, IL 62964
Awards & recognition
  • Peer Selected 2021
  • Peer Selected 2022
  • Peer Selected 2023
  • Peer Selected 2024
  • Peer Selected 2025

Source: jdgrahamlaw.com · checked October 16, 2026. Lawyers Near Me hasn’t independently verified these details.

Hours of Operation

Monday
9 am–5 pm
Tuesday
9 am–5 pm
Wednesday
9 am–5 pm
Thursday
9 am–5 pm
Friday
9 am–4 pm
Saturday
Closed
Sunday
Closed

Photos

J.D. Graham Attorney at Law photo 1
J.D. Graham Attorney at Law photo 2
J.D. Graham Attorney at Law photo 3

Details & Amenities

Highlights

Appointments recommended

Accessibility

Wheelchair-accessible car parkWheelchair-accessible entranceWheelchair-accessible toilet

Amenities

Toilet

J.D. Graham Attorney at Law — Frequently Asked Questions

Where is J.D. Graham Attorney at Law located?+

J.D. Graham Attorney at Law is located at 304 E Jefferson Ave Ste D, Effingham, IL 62401, United States. Use the "Get Directions" link on this page to navigate there.

What kind of cases does J.D. Graham Attorney at Law handle?+

J.D. Graham Attorney at Law handles Bankruptcy. Confirm that they cover your specific legal matter during your first consultation.

How do I contact J.D. Graham Attorney at Law?+

Call J.D. Graham Attorney at Law at +1 618-235-9800 or visit their website. Many firms offer a free or low-cost initial consultation.

Is J.D. Graham Attorney at Law well rated?+

J.D. Graham Attorney at Law has a 4.8-star rating based on 34 Google reviews. Ratings are sourced from Google and shown for reference.

Client Reviews

8 reviews
  • Shana Heiman· via Google

    JD's office has been wonderful. He met with us promptly. His staff are amazing to work with. They return your calls and answers almost immediately. You can email or call them about anything and know you will be taken care of promptly. They are also very reasonably priced. I would recommend to everyone.

    6 years ago
  • Ashley M.· via Google

    JD Graham made the bankruptcy process very simple and painless. Everyone I dealt with from the office was always friendly, pleasant, and knowledgeable. Any time I had a question, it was answered promptly. Mr. Graham also answered quite a few questions for me before I had even signed as a client, and in my opinion, that really speaks to the quality of a professional. What they claim on their site is true; not once was I made to feel embarrassed or shameful. I would highly recommend their office if you find yourself questioning your financial options or are considering bankruptcy.

    6 years ago
  • T. J.· via Google

    JD is an awesome attorney! His staff answered all my questions and spent time with me going thru things. He is very pleasant to work with along with his staff! Was always there for me! In this day in age when you are in financial distress he and his team are willing to help you and you don't really feel like a client you feel like family.

    6 years ago
  • Nailz 2· via Google

    J.D. is the best!!! I needed 3 knee surgeries within 6 years at $5000 a pop for my deductable plus the 20% my insurance did not cover. So I found myself in a bit of a situation trying to pay my monthly bills plus medical bills. I looked in my local phone book and found J.D. I was very nervous before my first appointment, but he was so nice and made me more relaxed. I did not ever have any problems with anything. I did everything he told me to do asap. Everytime I needed to call the office for a question on a letter I received everyone was very nice and helpful. Answered my questions and took care of situation if needed. I was very nervous at the final step in my filing and he told me to relax everything will be over soon and when it was he hugged me and said "See it was'nt that bad was it?!" I would recommend him to anyone in need of some help, and I did!! Be truthful and upfront and I do not see why anyone should have a problem. He is a great lawyer and a very nice man!!!!

    8 years ago
  • Cindy Fulk· via Google

    JD was very professional and detailed with the whole process of our Chapter 13 filing. Anytime I would call the office with any questions everyone was courteous and always eager to assist. We even recommended JD to two family members that needed help financially getting back on there feet and they both had positive experiences as well.

    6 years ago
  • Joni Lockhart· via Google

    I highly recommend this law office for all of your legal needs. They were very professional & always made sure I understood everything. My calls were always returned & they were very accommodating & helpful. Seamless transaction from start to finish! I would use them again if I ever find myself in need.

    a year ago
  • Mark Redman· via Google

    J.D. Graham Law office helped me with Chapter 7 bankruptcy and is excellent. It took 5 months because the court system is slow but still moves. For the people who left negative reviews the people were impatient or didn't pay their bill in full. Thank you!

    a year ago
  • Robyn Sprowls· via Google

    I recently worked with JD Graham and his associates on my bankruptcy case, and they were outstanding. They explained everything clearly, answered all my questions, and made a stressful process much easier. Their professionalism and support were invaluable. Highly recommend!

    a year ago